Products
Explore our unique products
The Problem
According to The United States Department of Health and Human Services, 7 out of 10 Americans will need long term care services. Of these people, only 18% will require the services of an institution such as a nursing home which means that over 80% will need home healthcare. Â
Traditional healthcare can sometimes cover short term skilled nursing care but it may not address the full needs of the patient.
Who will prepare your meals, clean the house, and help you get around? We live in a day where our children often move away from home, have extremely busy schedules and in many cases are still dependent upon family to help with grandchildren. In many cases, our children ask for or need financial assistance. leaving you to prepare for the unthinkable.
The Solution
The Guarded Wellness Home Independence Plan, serves as an alternative to traditional long term care insurance, in fact, this plan is not insurance at all. It is a member plan that can provide amazing stand alone features or it can function as a supplement to your long term care insurance policy. Add the Assurance option for an amazing money back guarantee or use it to put money aside for the future.
Plan Rates
Plan Rates
Home Independence Plans Include
Essential Services
- Eating Assistance
- Bathing Assistance
- Dressing Assistance
- Toileting Assistance
- Medication Assistance
Concierge Services
- Massages
- Housekeeping
- Laundry Services
- Meal Preparation
- Grocery Shopping
Additional Services
- Hygienic Maintenance
- Therapeutic Assistance
- Appointment Assistance
- Necessary Transportation
- And much more…
Home care is provided co-pay free & membership fees never increase!
You may also qualify for facility-based or self-directed care reimbursement anywhere in the United States.
Home Independence Plans provide care 5 hours per day, 5 days per week, and allow you to recuperate in the comfort of your own home!
Should you need care beyond 5 hours per day, subject to a Guarded Wellness authorized RN our plans can provide care 24 hours per day, 7 days per week.
Home Independence Plans provide care 5 hours per day, 5 days per week and allow you to recuperate in the comfort of your own home!
Should you need care beyond 5 hours per day, subject to a Guarded Wellness authorized RN our plans can provide care 24 hours per day, 7 days per week.
Plan Rates
Plan Rates
All Home Independence Plans consist of a core benefit, a customizable number of service hours to meet your individual needs. Resurgence is added to this core benefit at no additional cost adjusting your maximum service hours ten-fold.
20000
Max Hours
15000
Max Hours
10000
Max Hours
8000
Max Hours
6000
Max Hours
4000
Max Hours
3000
Max Hours
2000
Max Hours
1000
Max Hours
Features & Enhancements
Included Features
Resurgence
Care Reimbursement
Member-paid care may be eligible for reimbursement
Facility Care
A partial refund of your membership fee if facility-based care is required
Enhancements
Assurance
Refunds up to 100% of membership fees in the event the plan is unused
First Use
Service hours are available to the member who needs them first
Shared
Service hours are pooled and shared between two related members
Features & Enhancements
Included Features
Resurgence
Care Reimbursement
Member paid care may be eligible for reimbursement
Facility Care
A partial refund of your membership fee if facility-based care is required
Enhancements
Assurance
Refunds up to 100% of membership fees in the event the plan is unused
First Use
Service hours are available to the member who needs them first
Shared
Service hours are pooled and shared between two related members